Snow can be beautiful – but not when it turns into a blizzard.

    We’ve got advice and recommendations to keep you, your loved ones and your pets warm and safe.

    WHN TIP – Be safe, be smart and be prepared!

  • Blizzard Resources

    Looking for information and resources related to winter weather? Need help dealing with Ol’ Man Winter? The following links can provide you with tips and assistance if the weather is too much for you to handle! Ready.Gov Launched in February 2003, Ready is a National public service campaign designed to educate and empower the American […]

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  • Farm Animals and Natural Disasters

    Farm animals not only can suffer injuries during a disaster but can also receive fresh injuries after the storm if not handled properly. Here are some of the things that can be done in the immediate aftermath of the storm or flood when animals must be handled, relocated or examined. Take Proper Precautions Ensure your own […]

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  • Returning Home After a Disaster: What Supplies to Bring

    If you are returning home to clean or salvage items, here’s a list of suggested supplies and items to bring with you. Three Tips Download and print out our Records Recovery Checklist for important documents and records to bring with you or locate when you return home. Download our Returning Home After a Disaster-What to Take checklist for […]

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  • Property Damage: 8 Actions to Expect from Your Agent

    What Your Agent Will Do Here are some actions your insurance agent may take after you file a claim. Meet with you in the first few days after the loss (or when it is physically possible) to review additional living expense requirements. (See 17 Items to Gather and Tasks to Do After a Disaster) Provide money to pay living expenses, but […]

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  • Property Damage: 13 Questions for Your Agent

    These are some questions to ask your insurance agent to confirm what you already know or help you understand what you are covered for. Each time you call, note the following: The day and date you called The phone number and extension (If you’re transferred to someone else, ask for that person’s extension before the hand-off.) […]

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  • 6 Key Insurance Terms for Determining Value

    Knowing these terms helps to understand the process insurance agencies and relief organizations use to determine the value of your loss. Your tax accountant can also help you when claiming your losses. Valuation of Goods It is very difficult to measure your personal loss of goods. This is because many items have a sentimental value to […]

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  • No Insurance? 6 Places to Get Help

    If you have no insurance (or less insurance coverage than you thought), your recovery will be based on your own resources and help from friends, relatives and your community. Here are some resources: Department of Social Services Civic organizations State or municipal emergency services offices Nonprofit crisis counseling centers Area faith-based organizations FEMA – If a […]

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  • 4 Tips for Filing an Insurance Claim

    A few tips on how to file a claim after a natural disaster, fire or theft. Tip 1: Read Your Insurance Policy If you don’t have it, ask your insurance agent to send or bring a copy for you. Check your policy for specifics and document every action you take. WHN TIP –  Two Lists/Two Folders: Start […]

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  • 3 Steps to Estimate Your Home’s Value

    Do you have enough insurance on your home to rebuild it if it is destroyed? Do you even know how to calculate the amount of insurance you need? “You need to have enough insurance to cover the cost of rebuilding your home at current construction costs,” says Loretta Worters, Insurance Information Institute (III) vice president. “The […]

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  • Insurance Riders: 3 Reasons You May Need Them

    By Stephen Hadhazi, our guest insurance blogger, public insurance adjuster, and publisher of You pay your homeowners premiums on time so you feel reasonably comfortable that you are well covered should disaster ever strike, right? Wrong. Even if you think you have adequate coverage, you could be drastically underinsured. The typical homeowner’s insurance policy includes the basics […]

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