Flood

    Do you know the difference between a flood watch and a flood warning?

    After the flood is over, do you know what safety precautions you need to take?

    Our GET PREPARED and GET HELP sections will help you deal with floods — before and after.

    WHN TIP – Be safe, be smart and be prepared!


  • Mudslides: Preparation And Survival

    After a heavy rain or rapid snowmelt, mudslides can occur. Also known as debris flows, they are a common type of fast-moving landslide that tends to flow in channels. According to the CDC, mudslides are more likely in the following areas: Where wildfires or human modification of the land have destroyed vegetation; Where landslides have occurred before; Steep […]

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  • 5 Tips for Dealing with Mosquitoes

    Large amounts of pooled water after a flood or other natural disaster could lead to an increase in mosquito populations. The majority of these mosquitoes will be pests and will not carry communicable diseases. Here are some mosquito facts and prevention tips: Mosquitoes are most active at sunrise and sunset Local, state, and federal health […]

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  • When A Flood Watch Or Warning Is Issued

    Be safe, be smart. Stay alert. Monitor your National Oceanic and Atmospheric Administration (NOAA) weather radio or local radio or TV stations for the latest news or evacuation information, and the status of flood watches and warnings. Online, visit the National Weather Service’s homepage for current watches, warnings, statements and advisories. Gather everyone in the house and […]

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  • Flood Watches And Warnings

    FLOOD WATCH is issued for situations related to widespread general flooding. FLOOD WARNING is issued when flooding of a normally dry area near a stream or other water source is expected RIVER FLOOD WARNING is issued when a river at a gauge site is expected to, or has, exceeded flood stage. FLASH FLOOD WATCH is […]

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  • Purchasing Flood Insurance

    One of the most important things that you can do to protect your home and family before a flood is to purchase a flood insurance policy – even if you don’t live in a flood-prone area. Flood insurance provides year-round financial protection and improves your ability to quickly recover when severe storms strike and cause […]

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  • Farm Animals and Natural Disasters

    Farm animals not only can suffer injuries during a disaster but can also receive fresh injuries after the storm if not handled properly. Here are some of the things that can be done in the immediate aftermath of the storm or flood when animals must be handled, relocated or examined. Take Proper Precautions Ensure your own […]

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  • Returning Home After a Disaster: What Supplies to Bring

    If you are returning home to clean or salvage items, here’s a list of suggested supplies and items to bring with you. Three Tips Download and print out our Records Recovery Checklist for important documents and records to bring with you or locate when you return home. Download our Returning Home After a Disaster-What to Take checklist for […]

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  • Property Damage: 8 Actions to Expect from Your Agent

    What Your Agent Will Do Here are some actions your insurance agent may take after you file a claim. Meet with you in the first few days after the loss (or when it is physically possible) to review additional living expense requirements. (See 17 Items to Gather and Tasks to Do After a Disaster) Provide money to pay living expenses, but […]

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  • Property Damage: 13 Questions for Your Agent

    These are some questions to ask your insurance agent to confirm what you already know or help you understand what you are covered for. Each time you call, note the following: The day and date you called The phone number and extension (If you’re transferred to someone else, ask for that person’s extension before the hand-off.) […]

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  • 6 Key Insurance Terms for Determining Value

    Knowing these terms helps to understand the process insurance agencies and relief organizations use to determine the value of your loss. Your tax accountant can also help you when claiming your losses. Valuation of Goods It is very difficult to measure your personal loss of goods. This is because many items have a sentimental value to […]

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