Life and Health Insurance

    When it comes to life and health insurance, there’s a lot to know.

    The more you understand, the better able you’ll be able to get the policy you need for all life events.

    WHN TIP – Be safe, be smart and be prepared!


  • What to Do in Case of a Car Fire

    Fire While Driving Be safe, be smart. Pull over and stop your car immediately. Turn off the ignition. Get yourself and all other persons out of the vehicle. Get far away from the vehicle and stay away from it. Keep others away. Even if there aren’t visible flames, the car may be VERY hot. It […]

    Read More
  • What To Do After an Accident

    WHN TIP – Be Prepared: Keep a copy of both of the following in your glove compartment just in case: Car Accident-No Other Driver Involved and Car Accident-Another Driver Involved. Immediately Be safe, be smart. Stop your vehicle if it is clear, safe and legal and turn off the ignition. Determine your location, if you can. You’ll […]

    Read More
  • Going to the Doctor

    Before Your Visit Download the free My Personal Medication Record pdf from the AARP  in English or Spanish. Complete one form for each family member, and update as needed. While you’re gathering information, complete the My Family Health Portrait from the Surgeon General’s Office for background information on family illnesses and diseases. WHN TIP – Fill It Out: Our Medical […]

    Read More
  • Going to the Hospital

    Before You Go Before you go to the hospital, you need to think about what happens after your stay. Coordinate a ride home from the hospital (even if it is a short stay!). Consider having someone stay with you for a few days since you may be in some pain or even slightly immobile. Be […]

    Read More
  • Last-Minute Travel Checklist

    Before You Leave Make arrangements for your home, if you haven’t already done so. Have a friend, family member or trusted neighbor check on your house, take care of pets, water your house plants, take out the trash, get the mail and newspaper. WHN TIP – Don’t Advertise Your Absence: Don’t cancel your newspaper or wait […]

    Read More
  • 10 Tips to Follow If You’re In A Rental Car Accident

    In a rental car accident? Follow these 10 tips to handle the situation! WHN TIP – Be Prepared: Download and print put our two useful accidents pdfs: Car Accident-Another Driver Involved and Car Accident-No Other Driver Involved. WHN TIP – Advice from Experts: Listen to this podcast for more tips on what to do after a car accident! […]

    Read More
  • 4 Insurance Policies to Review When Getting Married

    Marriage is a life-changing event – legally and financially. Insurance agents recommend reviewing your policies and coverage options before you tie the knot. WHN TIP – Coverage Options: Your coverage options will vary by state, employer and insurance company. Ask your insurance agent about all of your coverage options and if a pre-marriage packet or pamphlet listing the options is […]

    Read More
  • After the Wedding or Divorce: 19 Places to Change Your Name

    Marriage After getting married, most states will allow you to change your name simply by usage. However, you will also need to contact organizations and institutions listed below. Remember, different organizations have different rules regarding name changes. If an institution is not willing to recognize your new name, you may need to get a court order. Contact […]

    Read More
  • Working With a Claims Adjuster

    Once you have notified your insurance company of your loss, you will meet with a claims or field adjuster. Your insurance company provides the adjuster at no charge to you — it’s included in the cost of your insurance policy. A claims adjuster will: Investigate the circumstances of a loss Discuss it with you Provide an assessment […]

    Read More
  • 6 FAQs About Choosing a Life Insurance Beneficiary

    By WHN’s Guest Columnist, M. Bryan Freeman If you own assets, from bank accounts to life insurance, it’s important that you choose a beneficiary. A beneficiary is the person or entity who receives your assets or the proceeds of your assets (like the “death benefit” from your life insurance) after you die. Why Do You Need a […]

    Read More